Cheap Mattress

Mike Stownel Mike Stownel
Cheap mattress

Our cheap mattress guide’s findings will reveal the most inexpensive luxury mattresses with the most trusted mattress brands. Unlock access to mega-online savings later on while finding the most suitable, long-lasting, luxury-level mattress for as low as $42/month! Additionally, we’ll cover FAQs and help you learn how to choose the best cheap mattresses online. We’ll even show you which mattresses are financeable over 24 months interest-free (of course) for our final act.

Best Cheap Mattress

#1. Saatva - Saatva is affordable and offers luxury-level mattresses for only $799 or as little as $67 per month with 0% APR.

#2. Puffy - Mattresses start as low as $495, or as little as $41.25 per month for 12 months with SplitIt.

#3. Nectar - The Nectar memory foam mattress retails for $499, or as low as $46 per month at 0% APR with Affirm.

#4. Dreamcloudsleep - The general rule of thumb, don’t buy mattresses less than $500. DreamCloud’s most affordable mattress is the DreamCloud Twin ($599).

#5. Casper - The Casper Original mattress is the most affordable mattress starting at $506, or $46/month when financed with Affirm.

Our Top Product Picks

Other Mattresses Brands

How Does it Work?

Our team of bedding experts tested over 30 mattresses for over a dozen of the industry’s best-rated and most reputable mattress companies. The findings of their personal experiences, honest insights, and collective efforts are available for you to help you find trusted cheap mattresses online.

Benefits of Using

Three benefits of buying a cheaper mattress:

  • Build Credit - On-time payments can improve your credit.
  • Save Money - Keep more of your hard-earned money.
  • Peace of Mind - Less anxiety regarding large-cash purchases.

How to Use

Leverage the findings shared below to determine which mattress is the best and most affordable option for you.

Advantages

  • Improved affordability
  • Build credit from on-time payments
  • Keep your hard-earned money where you need it
  • More convenient than large upfront cash payments

How to Choose the Best

We do that for you below.

Our Top Product Picks

1
Saatva
  • $799 to $1,899
  • 180-night trial
  • 15-year warranty
  • Premium, handcrafted hybrid mattresses
Save $200 Price from $799
Visit Site →

saatva.com

2
Puffy
  • Free shipping
  • $495 to $1,050
  • APR as low as 0%
  • Affirm & SplitIt Financing
Save $300 Price from $795
Visit Site →

puffy.com

3
Nectar
  • 0% APR
  • $499 to $1,799
  • 365-night sleep trial
  • Free, no-contact delivery
Save $399 Price from $499
Visit Site →

nectarsleep.com

4
Dreamcloudsleep
  • 365-night trial
  • $599 to $1,399
  • Lifetime warranty
  • Free, no-contact delivery
Save $200 Price from $899
Visit Site →

dreamcloudsleep.com

5
Casper
  • 10-year limited warranty
  • 100-night risk-free sleep trial
  • Free, no-contact delivery and free returns
  • Exclusive online savings up to 30% OFF
Save 10% Price from $595
Visit Site →

casper.com

1. Saatva

Price Range: $799 to $1,899. Offer: Get 200$ off and FREE glove delivery

Trial period: 180-nights

Warranty: 15 years

Financing : 0% APR, Klarna

Sizes: Twin, Twin XL, Full, Queen, King, California King

Saatva

Saatva handcrafted luxury hybrid mattresses are cheaper than most brick-and-mortar mattress retailers due to lower overhead by cutting out the middle man, availability of premium, raw-materials, and high demand. Finance a Saatva classic mattress for as little as $67/month and join the other 1,086 reviewers who’ve given Saatva an average user rating of 4.9 out of 5-stars.

Saatva
Saatva

Premium Materials. White Glove Delivery, 24/7 Customer Support. Try It For 180 Nights

Save $200 Price from $799

2. Puffy

Price Range: $795 to $1,995. Offer: $300 OFF + 2 FREE PILLOWS

Trial period: 101-nights

Warranty: as long as you own the mattress

Financing : 0% APR, Klarna

Sizes: Twin, Twin XL, Full, Queen, King, California King

Puffy

Puffy is an luxury bedding providers of affordable mattresses for as little as $41 per month with SplitIt, a no-credit check financier. The original Puffy mattress (6.5) medium-firm handcrafted memory foam mattresses starts at $495, a Lux queen-size hybrid mattress for $94/month, or a Queen Royal hybrid mattress for only $117/month.

Puffy
Puffy

Lifetime Warranty, Free Return. Up To $300 Off. Try It Now

Save $300 Price from $795

3. Nectar

Price Range: $499 to $1,799. Offer: $399 Of Accessories Included With Every Mattress

Trial period: 365-nights

Warranty: as long as you own the mattress

Financing : 0% APR, Affirm, Splitit

Sizes: Twin, Twin XL, Full, Queen, King, California King

Nectar

Nectar, an industry-leading mattress company with more than 1 million mattresses sold, offers a diverse selection of cheap mattresses that offer superior support, a lofty feel, and dual-action cooling. Finance for as little as $42 per month with Affirm. Additionally, payments can be spread out over a period of 3, 6, to 12 months at 0% APR.

Nectar
Nectar

Free Shipping & Returns, Financing Available. Try It Risk-Free For A Full Year

Save $399 Price from $499

4. Dreamcloud Sleep

Price Range: $799 to $1,599. Offer: $200 Off + $399 In Accessories Included!

Trial period: 365-nights

Warranty: as long as you own the mattress

Financing : 0% APR, Affirm

Sizes: Twin, Twin XL, Full, Queen, King, California King

Dreamcloudsleep

Acquire a premium memory foam, breathable coils, and a cashmere blend euro top luxury DreamCloud mattress for ONLY $599, or as low as $50/month with 0% APR financing through Affirm. Effectively make buying luxury mattresses cheap due to flexible financing options over 3, 6, to 12 months. To sweeten the deal, DreamCloud Sleep offers lifetime warranties, a 365-night sleep trial, and free returns.

Dreamcloudsleep
Dreamcloudsleep

Free Shipping Within 14 - 21 Business Days. Try Our 100% Risk-Free

Save $200 Price from $899

5. Casper

Price Range: $595 to $2,995. Offer: Save up to $940 on select mattress

Trial period: 100-nights

Warranty: 10 years

Financing : 0% APR, Affirm

Sizes: Twin, Twin XL, Full, Queen, King, California King

Casper

No mattress company compares to Casper’s reputability as being the #1 Bed in a Box Brand. Buy a Casper Original Twin all-foam or hybrid mattress for only $46/month. Shoppers are hard-pressed to find as affordable of a mattress that has the long-lasting quality, enhanced comfort, and superior support of Casper mattresses.

Casper
Casper

Try Your New Dream Mattress. Take A Test Nap

Save 10% Price from $595

The Bottom Line

Finding a cheap mattress online shouldn’t come at the cost of integrity. We spend more than a third of our lives in bed, invest in your sleep quality and overall health wisely because that is essentially what you are doing. The findings of our this publication couldn’t be made possible without our bedding experts, thank you for your time and efforts. Lastly, to unlock the best online savings for the cheapest online mattress.

FAQ

What is the least I should spend on a mattress?
For quality assurances, mattresses costing less than $500 should be avoided.
Which mattress financiers are legitimate and trusted?

Here is a list of 4 trusted mattress lenders:

  • Affirm
  • SplitIt
  • Katapult
  • Klarna
Where can I finance a mattress with 0% APR?
  • Affirm offers 0% APR.
  • Klarna offers 0% APR.
  • SplitIt offers 0% APR.
  • All the mattress companies above offer flexible financing.
I have bad credit, can I still finance a cheap mattress?
Spread payments out over 3, 6, or 12 monthly installments with SplitIt. They offer no-credit checking financing and an applicationless financing exchange. They specialize with bad-credit shoppers.
Is it smart to finance cheap mattresses online?
Every shopper’s financial situation varies, although financing a mattress online and making payments on time and responsibly is one way to make buying cheap mattress even more affordable.

Other Companies

AmeriSleep
4.9
Read Review →
Linespa
4.5
Read Review →
Brooklyn Bedding
4.5
Read Review →
Muse
4.0
Read Review →
Nectar
5.0
Read Review →

All reviews

Written by: Mike Stownel

Staff Writer - Researcher

Mike is an experienced Researcher and Writer. Now his challenge is to test, compare, and review the best sleep products like mattresses, pillows and sheets

Add New Comment